Nomad Citizen: A New Social Safety Network for Traveling Entrepreneurs

Comprehensive Insurance for Independent Entrepreneurs

If you're a digital nomad or a business owner working remotely, you might have found yourself paying too much for mismatched types of insurance (like travel insurance, health insurance, etc.) or simply lacking the necessary coverage. You probably have plans for health insurance, travel insurance, and maybe some medical evacuation insurance. However, when you work for yourself, you don't have the same safety benefits that employees of larger companies enjoy. Plus, you can't tap into a country's social safety net because you're not a citizen, right? You're just a traveler exploring the world! So, what can you do? Travel insurance company SafetyWing is here to change that.

Introducing Nomad Citizen

Nomad Citizen is an annual membership package that includes health insurance, travel protection, income protection, and life insurance benefits all in one plan. This package is designed for independent entrepreneurs and business owners who spend more than half the year outside their home country and have cross-border lives and incomes. Nomad Citizen offers global coverage without residency restrictions (except for Puerto Rico).

Who Can Sign Up?

Nomad Citizen is available for individuals under 56 years old with a minimum monthly income of $4,000. You can register online, choose your start date, confirm good health, and commit to being outside your home country for more than half the year. Additionally, you can add a partner and any children under 18 to your insurance plan.

Why Should You Register for Nomad Citizen?

This product is considered a useful solution for those living in countries without social safety nets. For example, if you're an entrepreneur in Bali without any safety benefits, what happens if you fall ill or suffer a serious accident? A friend of mine in Mexico had a car accident and ended up in the hospital for an extended period, quickly exhausting his travel insurance limits. During his recovery, he couldn't work and had to launch a GoFundMe campaign for assistance. Nomad Citizen would be a valuable aid in such situations.

Membership Costs

For those registering from July 1, 2026, the Nomad Citizen membership costs $443 per month for individuals aged 18 to 39. If you're between 40 and 49 years old, the monthly fee is $665, and for those aged 50 to 55, it's $875. The cost for children is $143 per month (couples can register their first child under 10 for free). Payments can be made monthly or annually.

Insurance Coverage Included

Nomad Citizen offers a variety of attractive insurance coverage options:

Income Protection: This insurance pays you up to $4,000 per month for 4 or 6 months if you lose your income due to health issues.

Health Insurance: Up to $1.5 million for outpatient services, inpatient care, prescription medications, dental care, mental health services, and more.

Travel Insurance: Coverage for incidents such as flight delays, cancellations, lost luggage, and more.

Maternity Leave: For those with newborns or becoming guardians, a payment of $4,000/month is provided.

Long-term Disability: If you are unable to work due to serious health reasons, you'll receive $4,000/month.

24/7 Support

Members will have full access to 24/7 support, including live chat with real customer service representatives. All insurance-related issues, claims, and visa support are managed through a single app, saving users time and effort.

Nomad Citizen is an excellent product for those working independently and frequently on the move, giving you peace of mind regarding potential risks. If you've ever worried about insurance while living and working abroad, Nomad Citizen is the solution you need. Don't let unexpected risks disrupt your life.

Article referenced and edited from: Nomadic Matt